A wallet inside Telegram — no sign-up

A crypto wallet inside Telegram

Store your crypto, send it to a friend by username, swap inside the wallet and pay for Stars and Premium — without leaving the messenger.

10 cryptocurrencies · 8 networks on one balance
The wallet home screen
Sent by username
Check claimed
Getting started

How it works

Your wallet is ready in three steps.

Open the bot The wallet is created on first launch — no sign-up, no password, no seed phrase. 01
Top up your balance Send crypto to your address on the network you need — address and memo are shown right away. 02
Send and swap Send to a friend by username or to an address, and swap coins inside the wallet. 03
What you get

Everything you need for crypto, in one chat

Storage, transfers and swaps run on a single balance — no switching between apps.

Send by username

Send crypto inside Telegram — all you need is a username, no address and no network fee.

Swap in the wallet

Swap one coin for another in a couple of taps. Rate, fee and final amount are shown before you confirm.

Checks

Crypto as a link or a QR code: for one person or many · password-protected · with an expiry date. Whatever is left comes back to you.

Stars & Premium

Stars, Premium and gifts — straight from your wallet balance. Learn more

Invoices and subscriptions

Pay for channel and service subscriptions straight from your balance: the invoice arrives in Telegram, then charges follow the schedule.

On-chain withdrawal

Withdraw to an external address on any supported network, with address and memo checked first.

How it all works in detail — in the help center

10 cryptocurrencies · 8 networks on one balance

GRAM BTC ETH SOL BNB LTC DOGE TRX
USDTTRC-20 · ERC-20 · BEP-20 · TON · SOL USDCERC-20 · BEP-20 · SOL
Stars & gifts

Stars, Premium and gifts — straight from your balance

Pay with crypto from your wallet balance, without a bank card or an exchange service. The payment screen shows the price and exchange rate.

Buying Telegram Stars Choose a package or enter the number of Stars you want, then pay from your wallet balance.
Telegram Premium as a gift Three, six or twelve months — for yourself or for another user by username.
Telegram gifts A gift is paid from your wallet balance; the crypto price is shown before you confirm.
The service markup is included in the price. The exchange rate is locked when you pay, so the amount may change within the tolerance shown on screen. A larger change requires you to review the new price and confirm the purchase. More about buying Stars with crypto →
Agent

Describe the operation — the agent prepares the form

The Agent tab is one conversation instead of hunting for the right screen. Write what you need in plain words: the agent parses the request, fills in the operation fields and opens a ready form. All that's left is to confirm — you send the money yourself, as usual.

Wallet operations in one message Send by username, swap, withdraw, checks, buying Stars and a deposit address — without hopping between screens.
You send, not the agent The agent prepares the form. You review the details and confirm the operation; the usual limits and security checks still apply.
Support is right here too Ask about the wallet and get support replies in the same conversation. Your chat history is saved.
Try the agent
Agent
All LTC → USDT
Swap ready to confirm Fields are filled in — review and confirm
You pay entire LTC balance
You get USDT · TRC-20
Rate at the rate at the time of the request
The form shows the exact amount — it refreshes the rate
Open swap
Confirmation (PIN or Face ID), limits and checks stay on the form — the agent only fills in the fields.
For example
20 USDT to Max Check 5 USDT × 5 Withdraw 50 USDT on Tron How do I change my PIN?
The withdrawal confirmation screen
Valid address format
Security

Verified before it leaves, not after

A withdrawal sends crypto to an external blockchain address. Here is what to check before you confirm.

Before you confirm
Address, network and memo Check the recipient's address, network and any required memo before confirming. A valid format does not prove that the address belongs to the intended recipient.
PIN or Face ID Confirmation is required for every withdrawal, not once per session.
You tap “Confirm” And even after that
An AML check on the transaction The transaction is screened before the funds reach the recipient.
Withdrawal notifications Check withdrawal notifications in the bot and contact support if you do not recognize an operation.

The security section in the help center

Terms

Terms you can see up front

The amount to be charged is always shown before you confirm — there are no hidden fees.

Deposits to the wallet Credited after network confirmations No fee
Transfers by username inside Telegram The crypto never goes on-chain, so there is no network fee to pay No fee
Swap in the wallet Rate, fee and final amount on the swap screen Shown before you confirm
On-chain withdrawal Address, network and memo are checked before sending Fee shown before confirmation

Current fees and minimums are shown in the app. The full list is in the help center.

Run a channel? Sell in Telegram?

See the page as your role sees it — the feature set changes to match.

For creators For sellers For developers
FAQ

Frequently asked questions

The short version on the wallet, transfers and taking payments.

No. The wallet is created the first time you open @tgpaycryptobot — there is no login, no password and no seed phrase. Access is tied to your Telegram account.

Ten cryptocurrencies across eight networks: GRAM, BTC, ETH, SOL, BNB, LTC, DOGE and TRX, plus USDT on five networks and USDC on three. You pick the network when you deposit or withdraw — each one has its own address.

Enter their username — no address is needed, the transfer stays inside the wallet and there is no network fee. If they don't have a wallet yet, send a check: they will claim it themselves.

A check is crypto as a link or a QR code. It can be made for a single recipient or for several claims, protected with a password, limited by an expiry date, restricted to subscribers of your channels or to Telegram Premium users. Once created, a check can be paused, its amount and number of claims edited, or deleted — whatever is left returns to your balance.

Describe what you want to do in the Agent tab. The agent fills in a form; you review it and confirm the operation. It can use available account information to help you, but cannot send money without your confirmation. You can also ask wallet questions and contact support in the same conversation.

Transfers by username are free. Withdrawal fees depend on the asset and network. The swap rate and final amount are shown before you confirm; current fees and minimums are in the app.

Create invoices in the app. For automation, connect the Merchant API: create invoices by request and receive payment webhooks. The methods are described in the API documentation.

All the answers are in the help center Can't find your answer? Write to @tgpayhelpbot

Open your wallet in a minute

Launch @tgpaycryptobot in Telegram — the wallet is already there, ready to receive crypto.

Open in Telegram
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Personal For creators For sellers For developers